Currency Converter
Daily-updated exchange rates for 160+ world currencies — from US Dollar and Euro to Pakistani Rupee, Indian Rupee and UAE Dirham.
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About these rates
Rates come from the open Exchange Rate API, which aggregates central-bank and market data and refreshes once a day. These are reference mid-market rates — the midpoint between global buy and sell prices. They're ideal for budgeting, invoicing references, and homework, but no consumer can transact at exactly this rate.
Why your bank gives you a worse rate
Banks and card networks add a spread (typically 1–3%) plus possible fixed fees on top of the mid-market rate. Dedicated transfer services usually charge less than banks for international transfers. When comparing options, ask for the total amount received on the other end — that single number includes every hidden fee.
Tips for travelers and freelancers
- Always pay in the local currency abroad — "dynamic currency conversion" (paying in your home currency) adds a markup of 3–8%.
- Freelancers invoicing internationally: state the currency explicitly on invoices and consider adding a clause for exchange-rate fluctuations on late payments.
- For large transfers, even 0.5% of spread matters — compare two providers before sending.