All tools
Everything on the site, in one place. Type to filter.
Canadian Finance
Built to Canadian rules — semi-annual compounding, CMHC, land transfer tax and the stress test.
Canadian Mortgage CalculatorSemi-annual compounding, as Canadian law requires — not the US monthly convention.
CMHC Insurance CalculatorDefault insurance premium, minimum down payment, and what it costs once financed.
Land Transfer Tax CalculatorProvincial + Toronto municipal tax, with first-time buyer rebates.
Affordability & Stress TestWhat lenders will actually approve — GDS/TDS ratios and the stress test.
Mortgage Penalty (IRD) CalculatorWhat breaking your mortgage early costs, under both lender conventions.
Renewal & Break-Even CalculatorRenew, switch, or break early — with the month it starts paying off.
GST/HST & PST CalculatorSales tax for every province and territory — add it to a price or back it out of a total.
Canada Income Tax & Take-Home PayFederal and provincial tax, CPP and EI on your salary: what you keep in 2026.
RRSP vs TFSAWhich account leaves you with more after tax, given your rate now and later.
FHSA CalculatorFirst Home Savings Account: balance at purchase and what it costs after refunds.
Closing Costs by ProvinceCash needed on closing: land transfer tax, insurance tax, legal fees, by province.
Finance & Loans
Mortgages, loans, interest and investment returns.
Mortgage CalculatorMonthly payment, total interest and a full amortization schedule.
Loan CalculatorPayments and total interest for personal, student or business loans.
Car Loan CalculatorAuto payments with trade-in, down payment and sales tax.
Compound InterestWatch savings grow with contributions and compounding.
Credit Card PayoffHow long to pay off your balance — and what it really costs.
ROI CalculatorTotal and annualized return for any investment or project.
Savings GoalMonthly amount needed to reach any savings target.
Percentage CalculatorPercent of, percent change, and "X is what % of Y".
Currency Converter160+ currencies with daily-updated exchange rates.
Small Business
Invoices, margins, taxes and marketing utilities.
Invoice GeneratorProfessional invoices with tax and line items — print or save as PDF.
Profit MarginMargin, markup, and the price that hits your target.
Markup CalculatorPrice from cost and markup %, markup from cost and price, or price a whole list at once.
Break-Even PointUnits and revenue needed to cover your costs.
Sales Tax CalculatorAdd tax to a price — or back it out of a total.
Salary ConverterHourly ↔ annual, plus weekly, bi-weekly and monthly pay.
Discount CalculatorSale price after % off — including stacked discounts and tax.
QR Code GeneratorQR codes for links, Wi-Fi and more — free PNG download.
SEO Meta GeneratorTitle, description & Open Graph tags with length checks.
Print & Design
Resolution, bleed, paper weight and sizes for print jobs.
Print Size & DPIIs your image sharp enough to print? Effective DPI and largest print size.
Bleed & Trim SizeArtwork size with bleed, safe area and pixel size for any print size.
Paper Weight (GSM to LB)Convert gsm to lb bond, text, cover, index and banner oz, with typical uses.
Banner & Large FormatResolution and image size for banners and signs, from size and viewing distance.
Print Job Cost & PricePieces per sheet, cost per piece and a price for a print job, from your own costs.
Students & Study
Grades, GPA, writing and study tools.
GPA CalculatorSemester and cumulative GPA, weighted by credits.
Final Grade Calculator"What do I need on the final?" — answered precisely.
Word CounterWords, characters, sentences and reading time as you type.
Unit ConverterMetric ↔ imperial: length, weight, temperature and more.
Study TimerPomodoro focus sessions with breaks and session tracking.
Age CalculatorExact age, days lived, and next-birthday countdown.
Everyday & Files
Health, dates, text, images and PDFs.
PDF MergerCombine PDFs privately in your browser — no uploads.
Image ConverterPNG ↔ JPG ↔ WebP with resize — no uploads.
Password GeneratorCryptographically strong passwords, generated locally.
Date CalculatorDays between dates, and date plus/minus any number of days.
BMI CalculatorBody Mass Index with healthy-range context.
Tip CalculatorTip, total, and per-person split in two taps.
Case ConverterUPPER, lower, Title, Sentence, camel, snake & kebab case.