Ontario Income Tax & Take-Home Pay Calculator
What you keep in 2026 after federal and Ontario income tax, CPP and EI. A $75,000 salary leaves $56,926 a year, or $4,743.86 a month.
Calculate your own take-home pay
Enter your income, pay period and RRSP contribution in the full calculator, with Ontario already selected.
Take-home pay in Ontario by income, 2026
Each row is a full year of employment income in Ontario with no RRSP contribution, worked out with the CRA's own payroll formulas.
| Income | Take-home per year | Per month | Income tax | Average rate | Marginal rate |
|---|---|---|---|---|---|
| $30,000 | $25,482 | $2,123.51 | $2,452 | 8.2% | 17.6% |
| $40,000 | $32,814 | $2,734.46 | $4,363 | 10.9% | 17.6% |
| $50,000 | $40,145 | $3,345.41 | $6,273 | 12.5% | 17.6% |
| $60,000 | $47,340 | $3,945.02 | $8,320 | 13.9% | 28.1% |
| $75,000 | $56,926 | $4,743.86 | $12,704 | 16.9% | 28.5% |
| $90,000 | $67,197 | $5,599.78 | $17,033 | 18.9% | 29.6% |
| $100,000 | $74,207 | $6,183.89 | $20,024 | 20.0% | 31.5% |
| $125,000 | $90,172 | $7,514.32 | $29,059 | 23.2% | 43.4% |
| $150,000 | $104,319 | $8,693.28 | $39,911 | 26.6% | 43.4% |
| $200,000 | $131,279 | $10,939.88 | $62,952 | 31.5% | 48.3% |
The average rate is your total income tax divided by your income. The marginal rate is the tax on your next dollar, which is higher because tax is charged in layers.
Ontario income tax brackets, 2026
| Taxable income over | Up to | Rate |
|---|---|---|
| $0 | $53,891 | 5.05% |
| $53,891 | $107,785 | 9.15% |
| $107,785 | $150,000 | 11.16% |
| $150,000 | $220,000 | 12.16% |
| $220,000 | and above | 13.16% |
These are the Ontario rates. Federal tax is charged on top (14% on the first $58,523 up to 33% above $258,482), and the top combined marginal rate in Ontario is 53.53%. The full federal table is on the main calculator.
What is specific to Ontario
- Ontario adds a surtax: 20% of Ontario tax above $5,818, and a further 36% above $7,446. It also charges an Ontario Health Premium of up to $900, and gives a small Ontario tax reduction to people with low tax.
How Ontario compares at $75,000
At $75,000, Ontario ranks 6 of 12 for take-home pay. The highest is Nunavut at $58,819 and the lowest is Nova Scotia at $53,423.
| Rank | Province or territory | Take-home | Income tax | Average rate |
|---|---|---|---|---|
| 1 | Nunavut | $58,819 | $10,812 | 14.4% |
| 2 | Northwest Territories | $57,763 | $11,867 | 15.8% |
| 3 | British Columbia | $57,711 | $11,920 | 15.9% |
| 4 | Yukon | $57,655 | $11,975 | 16.0% |
| 5 | Alberta | $57,362 | $12,269 | 16.4% |
| 6 | Ontario | $56,926 | $12,704 | 16.9% |
| 7 | Saskatchewan | $55,806 | $13,824 | 18.4% |
| 8 | New Brunswick | $55,101 | $14,529 | 19.4% |
| 9 | Manitoba | $55,025 | $14,606 | 19.5% |
| 10 | Newfoundland and Labrador | $54,736 | $14,894 | 19.9% |
| 11 | Prince Edward Island | $54,316 | $15,315 | 20.4% |
| 12 | Nova Scotia | $53,423 | $16,207 | 21.6% |
Take-home pay is only part of the picture. Ontario charges 13% HST (5% federal GST plus 8% provincial). See the GST/HST and PST calculator for the sales tax on a purchase, and the closing costs calculator if you are buying a home in Ontario.
Frequently asked questions
How much is take-home pay on $75,000 in Ontario?
How much tax do I pay on $100,000 in Ontario?
What is the top tax rate in Ontario?
What is the basic personal amount in Ontario?
Does this include Quebec?
Other provinces and territories
British Columbia · Alberta · Saskatchewan · Manitoba · New Brunswick · Nova Scotia · Prince Edward Island · Newfoundland and Labrador · Yukon · Northwest Territories · Nunavut
Figures are estimates for one steady employment income with the basic credits only, based on the CRA's 2026 payroll formulas. They are not tax advice. Your own tax depends on your TD1 forms, other income, deductions and credits.